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Xx Sera
Beginner June 2022

Adding or being added (spouse) work benefits

Xx Sera, on August 9, 2022 at 6:37 PM Posted in Married Life 0 1
1 - Make sure you're told the effective dating.
This is very important because any ongoing or scheduled appointments not covered by the new carrier can end up billing for (not having insurance)

My HR department didn't remind me and my Husband didn't think to ask. We waited for the forms to show proof of our marriage so that my employer could decline my coverage due to a qualifying event.
2 - she never told me that the company doesn't retro-date our insurance. Yep, that means for the month we waited to show proof of our marriage and even then only a copy, his employer retro dated our ins. my employer said they don't and only credited me for one month.
3- In the short end. If you have any questions about your benefits and don't want this bad experience to happen to you, def know your playing cards and ask.

1 Comments

Latest activity by Caitlin, on August 10, 2022 at 9:48 AM
  • Caitlin
    Devoted January 2023
    Caitlin ·
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    What do you mean by effective dating? I'm going to be moving to my fiancé's insurance and off of marketplace. I know that they have to enroll for the year by January 15 so we're planning on getting married in December at a courthouse ahead of our January 30 wedding. Do you mean that we want to make sure that we have the marriage license signed and back to us by that time then?

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