Am i the only one who feels weird about having joint bank accounts?

I don't think we are ever going to get a joint account honestly. We've lived together for 7 years and he pays some bills, I pay the others, and I buy all the groceries. We alternate who pays for dinner when we eat out. Sometimes we even pay separately *gasp!* haha. Neither of us really believes that everything is OUR money. He works hard for his money and so do I. I don't tell him that he can't spend a certain amount of money without telling me, mostly because we are best friends and we talk about everything anyway, so he usually asks for my advice (but definitely not permission). And I also buy whatever I want and don't ask him for permission, although I frequently ask for his advice bc I'm not the best with saving money. But if I want or need something I don't have the money for, I can ask him and if he has it, he will help me or buy it for me. Same with me to him.

If we have a project for the house coming up, we usually decide to split it 1/2 and 1/2. And if he comes home with a new truck/trailer/tractor/whatever....I usually just say "well I hope you can still give me $400 for the kitchen floors" and he said "obviously I wouldn't have bought this with the kitchen money" and it's worked out.

When we take vacations, I plan them and he pays for 1/2 or gives me his portion just like all our other friends if they're coming too. Once a year, I take him on a vacation to a cabin and I pay for that, though he usually pays for the food and stuff. He has his hobbies (he likes to build/restore trucks, sometimes he builds trailers) and I have mine. I sure as heck don't want to spend MY money on truck parts and he definitely doesn't want to spend HIS money on books or a t-shirt for the dog haha.

Definitely not required.

The idea of having a complete joining of accounts is weird to me. But a joint bill/household account makes sense to me.

My Husband and I are not doing joint accounts. We are fine the way we are.

It was weird for me at first but now it’s easy. We have the joint account for our monthly household bills that we put in a set amount and then when it gets low we replenish equally. We also have a joint credit card for when we go on vacation or grocery shopping, We both still have our personal accounts where majority of our income goes.

Everyone is different. If it works for you than go with it.

My husband knew we were having a joint account no questions out, but we eased into it prior to marriage so that once we got married there were no issues. We are good, and even thought we have joint accounts for everything we still have what we consider "FRUGAL" accounts that one is for him, one is for me, but we both have access to incase of emergencies. It works great for us.