And then the hard thing...finances!

We each have an individual account and we have a joint account. We split all bills 50/50 and use our personal accounts for what I call "fun money".

I'm terrible with numbers, so when it comes to budgeting and figuring out what we need to save for certain things, my FH does that. Right now we have separate checking and savings accounts. I also have an account through a money savings app that takes out money from my account every week and I don't touch it unless I have to.

As far as paying for things, we split rent and groceries (if we're shopping together). I pay for our wifi, all of our dog's expenses, and home essentials when we're running low. He pays for hulu and power, and anything that involves fixing in the apartment or our vehicles. When it comes to bigger purchases, we'll talk it out and see if we want to split it, or have one of us pay for it.

We haven't talked about finances after we get married and whether we'll get a joint account of not. Since the next step is saving for a home, we'll def. have to discuss the topic sometime soon!

I'm the numbers person around the house. Honestly, not having a joint account makes it a little more stressful, I sometimes find myself covering more than 50% of the bills because the house is solely in my name and that affects my credit. We do try to keep things 50/50. Like he's not expected to pay for me when we go out to dinner.

We do however share a joint credit card that we pay into each month. This is our groceries, dining out, anything we purchase that would be for both of us. But let's say, if he buys beer on the way home from work, he uses his own card. We usually agree upon a set amount to each pay from our own accounts and he puts in more because I cover some of the other bills. Honestly, I'm looking forward to having a joint account where a certain amount of our paychecks go into so it feels more 50/50 and I don't have to constantly ask "how much he can put towards bills this month"

We also got a joint CC with Marriott because we like to travel and this allows us to earn points for hotel stays! This way our joint purchases go towards a common use/benefit.

While we were dating we actually decided to open a joint account together and credit card together. the idea was that those would be for things that benefit the both of us, for instance vacations or joint bills. it's just a lot easier that way

THIS. FH and I will be doing this exact thing after we get married next month. We are opening a joint account that a portion of both of our checks goes into to pay for household expenses, food, shared savings for vacations, etc. We will then maintain our own accounts for what we want to spend on our own things like my Etsy obsession and his random Amazon purchases.

Good luck, Amanda! because FH and I are equally matched on pay and I had more expenses (he's a truck driver and just Ubered before when he was home from the truck where I own a vehicle so have insurance, etc, plus his kids are grown and on their own, but mine are still in elementary school...) we continued paying all the bills from my account and he makes a transfer to me every week when he gets paid, but his money is basically the "fun" money LOL honestly, after the wedding is paid off, I'm looking forward to building up our savings! we technically have joint accounts, but only because we added eachother's names to our personal ones. We just don't have bank cards to those accounts - it's more of "in case of emergency". I will tell you, as many previous posters have said, communication and trust are key. We discuss our financial health every Saturday morning while we drink coffee (it's his 1 full day per week at home) and go over anything coming up that is outside of the usual, plus anything one of us would like to start working toward. If something unexpected pops up, we discuss our options together and reach a mutually agreed upon conclusion.

We're going to fully combine finances! It just makes things simpler. For now, I'm keeping my separate account open, just for credit score purposes (the new joint account is young and long-standing accounts are important).

We keep everything, for the most part, separate except for a joint checking account for our mortgage. We split stuff 60/40 as that reflects our incomes. We are not super strict about stuff and I need to share that this is my second marriage and I REFUSE to fight over money. I have two kids in college and it is just easier this way. Married three years and we have never fought about money. Best wishes!