Did you open a joint account before your wedding?

View Quoted Comment Yeah our bank has been fine with it with our separate accounts (got a couple as engagement gifts), but you have to both go in which is a pain. I’m thinking we can just mobile deposit checks if we are both on an account. Or just one of us go.

View Quoted Comment Oh I just reread your post. I really hope no one tries to write Mr. and Mrs lol. Don’t they realize?
Hopefully if they do our bank would understand also!

View Quoted Comment Yeah plenty of people wrote Mr and Mrs on ours and the bank had no problem with it

Yep! We still have our own accounts. But any money that we are using for the wedding is going into a joint account. I am able to contribute more to the wedding than he is because I work full-time and he is part-time in two jobs. Currently, our joint account is only used for the wedding, it been nice to have it all in one pot, rather than keep track of who paid for what. After the wedding, we will keep the account, but will probably use it for a savings account for vacations.

Oh! And if you end up getting checks for your wedding, you don't have to worry if it says "and" "or" on the check, because you'll be able to deposit it directly into the joint account either way.

We have separate accounts and will get a joint savings after we are married

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This is exactly what we did!

We’ve had a joint checking/savings/credit cards for a few years now prior to engagement. It made life sooo much easier

We opened a joint checking account to save up for our wedding. Very helpful!

We opened a joint checking account when we moved in together, which was a few years before getting engaged and married. The joint account was for shared expenses, like mortgage, utilities, groceries. Then we used it for the wedding expenses because it was easier than later going back and asking for half of this and half of that. We’ve kept the joint account post-wedding for the same common expenses. And we’ve kept our separate accounts because it’s what works best for us. What’s leftover after common expenses is up to each of us to decide how to spend, save or invest. So no bickering about my new shoes or his sports memorabilia because that’s paid out of our own separate accounts. 😁

How you manage your finances is totally up to you. My FH and I have been living together for 3 1/2 years and maintained separate accounts the whole time. We share the responsibilities for paying bills and it just works for us, so we likely won't change anything after we are married.

It's really your preference. you could do either or.

If you choose to do it before hand, you'll have to use your maiden name. if you decide to take your FH's last name after you are married you will have to change your name on the account after that.

I added him to my accounts and he added me to his not long after we got engaged. We each had a checking and savings account by ourselves before we got together. Since then we've condensed our accounts. I moved my savings to his bank (b/c his bank has better rates, interest, etc.), and closed the one at my bank and we've kept our separate checking accounts with each other on them. We used the account where I'm the primary as our bill account - all of our bills get drafted from that account. Our account where he is the primary is our "extra" money.

This is a personal decision and totally up to you. My FH and I have been living together and sharing expenses for 3+ years and have always maintained separate bank accounts. We have a system that works for us, so I don't anticipate that changing unless we have some other major life change (like having kids or buying a new house) where having a joint account would simplify things.

After. It was easier to open a joint account at the bank with a marriage license.