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Brianna
Beginner February 2020

Fiance doesn't take cost seriously.

Brianna, on November 26, 2019 at 12:52 PM Posted in Planning 0 20
Ok yall, we are supposed to be getting married in 87 days. We still need to pay for the
DJ ($200)
the rest of the venue ($1,200) food ($200)The cake ($100)Stamps for invites ($55)And some other decorations ($50) That's almost $2000 that we need to save and not much time left. He gets paid minimum wage, and if he works, depending on weather and business, he puts in maybe 6 hours total a day. I get paid decent but I have several bills that I pay (credit card, car, insurance, phone, apartment, etc.) I keep telling him we need to save our money and he keeps buying video games or game passes on google play. I only know this because he signed into his email on my phone and I keep getting the emails.
We've had this discussion many of times and he keeps saying we have time we can save but he keeps spending without thinking twice. What do I do? I'm at a loss of words. We are paying for it by ourselves.

20 Comments

Latest activity by Sexypoodle, on November 28, 2019 at 4:50 PM
  • Brianna N
    Super October 2019
    Brianna N ·
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    Oh, man. My now husband was bad about this too. I would try to ask him if you both can sit down together and have a serious conversation, no distractions like phones, etc. then just lay it out for him. It would probably help to have a pen and paper so you can write it down for him to see, so he can visualize what still needs to be paid by what date. Then, write down your incomes (roughly) and say this is what we need to set aside each check... then write it down. Hopefully this will help him, sometimes guys seem to just get lost in their own world it seems, lol. Good luck!

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  • Gen
    Champion June 2019
    Gen ·
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    Him not being responsible with finances seems like a much bigger issue than the wedding. I’d go see a financial counselor together so he can learn how to manage money
    • Reply
  • Vannesa
    Expert October 2021
    Vannesa ·
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    Lay out the bills for him in a talk that needs to be had this is also his wedding and needs to take that into account.

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  • Blair
    Super June 2021
    Blair ·
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    I agree with both suggestions above. Even after the wedding his money management skills will be a problem if not handled now.

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  • Andrea
    Super May 2020
    Andrea ·
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    I would 100% get your finances sorted out before you get married. It’s not too late to do premarital counseling. Financial issues are the number 1 reason for divorce. It’s a much bigger problem than saving $2000
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  • Alejandra
    Super November 2021
    Alejandra ·
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    I agree that this seems like a bigger problem than paying for a wedding. Why does he work so little, and for minimum wage? Is he in school? I also think that there’s nothing wrong with that, but he also needs to live/spend accordingly. I would try to sit down with a counselor and discuss rhis.
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  • Erin
    VIP September 2023
    Erin ·
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    My FH was bad about this too. We ended up deciding to merge our bank accounts and I take care of most of the bills. If he wants to buy something, he asks me if it's ok. It's not a perfect arrangement, but it works until we are either in a place where it's ok to loosen the reigns a little bit, or he learns how to save money.

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  • Meghan
    Master October 2019
    Meghan ·
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    100% agree with everyone else. His inability to be fiscally responsible is a huge issue.

    Outside of fixing the financial issues your fiance struggles with... why does he only work 6 hours a day? A normal work day is 8. Can he pick up extra hours? Can either of you pick up a 2nd job to make extra money before the wedding, and after the wedding to pay off debt? Are there things that you both pay for now (video games is a great example) that you are wiling to give up for the next 87 days to help pay for the wedding?

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  • M
    Expert September 2020
    Marcia ·
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    Seems a bit immature on his part.


    Have a “come to Jesus” meeting about finances. Make a spreadsheet or write it all out. Divide it into categories and let him see what the two of you have in the way of bills and expenses.

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  • Ivy ORP
    VIP October 2019
    Ivy ORP ·
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    This sounds like a much deeper issue that needs to be addressed now rather than later. Money problems are a major cause of marital issues. If he can't spend responsibly, he may continue to spend all of his money and a good portion of yours. This would certainly affect your future together. I think a serious and stern discussion is due here before things spiral out of control. As someone else suggested, a financial counselor may help. Good luck.

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  • earias
    Champion December 2017
    earias ·
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    How is he paying his bills now? Is he contributing to the household bills? Are you the only one paying for housing, utilities and transportation? I agree with everyone that this is a red flag that will only get worse after marriage not better. It doesn't sound like he's used to taking care of himself financially. Going to a financial counselor might help but he's got to be willing to change and no one should enable him. My first husband was like this and unfortunately it didn't get better.
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  • Sherry
    Master September 2019
    Sherry ·
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    Oh boy. I really don't want to sound harsh but listen to the other comments. This is an issue and it will not get better. If video games are more important than your wedding now, what will they be more important than after marriage.....more important than things your kids need....

    Good luck!

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  • E
    Devoted November 2019
    Emily ·
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    A handful of vendors will only take check or cash. This put me in a tight spot ! People will get mad that I’m telling you this, but I also signed up for a no interest credit card to help me with payments.
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  • Brianna
    Beginner February 2020
    Brianna ·
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    He never had a job, has zero skills except working at a grocery store and a car wash place. He was recently demoted. Whole other store
    Y
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  • Erika
    Devoted August 2021
    Erika ·
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    Oh no. I hope you guys figure it out before the wedding.


    Financial stability is important.
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  • W
    VIP September 2020
    Willow ·
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    I wasn't going to say anything, the PPs have this covered, but whaaa? How old is he? Why would you marry someone who lacks such basic life skills and fiscal responsibility? This is only going to get worse. You need to figure this out ASAP, and your talking to him is clearly not enough. Financial adviser and premarital counseling, stat! If he gives you any push back, I would reconsider your relationship.

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  • Florida Marlins
    Expert October 2017
    Florida Marlins ·
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    I agree. He makes minimum wage and works only 6 hours a day and not full time year round? I am gonna be the harsh one here: rethink marrying him unless he gets into counseling to discuss money management and gets a better job. My first hubby (note the key word in that sentence) had champagne tastes on a beer budget and it was......well we are divorced.

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  • A
    Super August 2020
    Alex ·
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    You guys need to create a budget together. I use the Every Dollar. I am more of the planner, so this is how we do it. I make the budget, then I show it to him. He makes changes (this is important. He can't just say whatever is fine. He has to make at least one change). Then we stick too it because we have both bought in. It takes about 3 months to get decent at this, but once you do it will change your life!


    Google Dave Ramsey this is a great place to start. This is where I learned this from. For budget help, Rachel Cruz show is the podcast to listen too!

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  • Kaysey
    Super February 2020
    Kaysey ·
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    I agree with a couple of the other posters. Lay out all of the bills in front of him; including your remaining wedding bills. I'd say also try to create a new household budget with him until after the wedding. After my FH and I got engaged that is what we did after we made our wedding budget. It also sounds like to me he isn't very financially responsible (I'm not trying to be mean when saying this). I'd say sit down with him and tell him how you feel about his spending habits. As I said before, layout all of the household bills and the remaining wedding bills and ask him how you guys are going to pay everything. My FH and I had to give up things for a short period of time until everything for our wedding is paid for. My FH doesn't golf as much has he used to, I don't shop as much as I used to and the both of us have cut out eating out and taking short trips together to save money for our wedding b/c we are also paying for our wedding ourselves.

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  • Sexypoodle
    Master October 2021
    Sexypoodle ·
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    You show him those exact same costs that you listed here and have him give you a set amount towards it... either the entire amount or a percentage. Tell him he’ll need to put a pause on buying games and instead save money for the next 6 months due to the wedding balances (and, I’m guessing, there’s also a need to restock some of the money spent on the wedding).
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