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Just Said Yes December 2024

Fiance lied about where our budget was going

Readytowed0122, on June 10, 2024 at 2:33 PM Posted in Family and Relationships 0 9

My fiance and I have been together for two and a half years and will be getting married in December. He has a unique (very niche) hobby that isn't cheap. Without going into too much detail, the guy is essentially building a custom race car and has been for over four years. There's been setback after setback, but he's adamant about getting it finished. I try to be supportive because I know everyone else in his life has told him to just give it up and put that money elsewhere. But this is his passion project of literal years that he desperately wants to see through. Despite that, I have always had my own concerns about it. Before we were together, he lived very, very frugally to make sure he could make his monthly payments to his mechanic. I don't understand the project at all, but again if it's HIS money and we can still pay our bills then whatever. He can do what he wants with his own paycheck as long as everything else is paid for at the end of the day.


He told me in March that he had made his last payment. Cool, we could start putting more money away towards the wedding. This is partially my bad for being too trusting, but we share a joint account and have separate savings. I wasn't really watching that closely where money was going, but I've been looking closer into it because I have to make a hefty car repair and need to adjust our budget. As it turns out, he has not stopped paying for his race car. His mechanic doesn't take a credit card, so he's essentially been giving our monthly payment for our venue to his mechanic and instead putting the wedding payment on his personal credit card. When I figured this out, I blew up at him because it's incredibly deceptive and also I never agreed to having MY money also go towards his project. He broke down and told me he was embarrassed to admit he owed his mechanic a few more payments because all anyone does is tell him to give it up. So he figured he'd pay his last few payments with cash while making sure our wedding still got paid for and then pay down the credit card himself when all was said and done.


My thing is....he could've told me. He didn't. He chose to lie because he probably knew I wouldn't respond well to him putting more money towards this car when we have a wedding to pay for. To me, it's irresponsible.


I don't even know what to think at this point, I'm so angry. It does feel borderline obsessive, to pour thousands of dollars into a project over years and years with no real result and not be able to give it up (he hasn't even been able to drive the thing yet) and then to choose to put OUR money towards that instead of towards our wedding like we had agreed. I think in his head he explained it away by making sure the wedding venue still got their payment via credit card. So to him, it didn't necessarily feel like he was doing anything wrong because things were still getting paid for. It's like he manipulated his own thought process to make it seem less worse than it is.

This is also just triggering to me in general because this is my second wedding. During the planning of my first, my ex blew a bunch of our wedding money on snowboarding gear and didn't see the problem with us suddenly being out hundreds of dollars. I mean at least my current fiance feels bad and was ashamed when I confronted him. I can't get past the lie and I'm trying to figure out if my past experiences are fueling how harsh I feel about this, or if this really is as big of a betrayal as it feels....

9 Comments

Latest activity by Dyana, on June 26, 2024 at 5:51 PM
  • Cece
    Rockstar October 2023
    Cece ·
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    For me, yes, it is definitely as big of betrayal as it feels. The moment he put a ring on your finger, he was committing to building a life together. That means mutual respect and open honest communication with one another. You said at least he feels guilty about it (unlike your ex); but it really doesn’t sound like he feels guilty about his behavior; it sounds like he feels guilty he got caught. And it also doesn’t sound like he justified the thinking to himself… it sounds like he had a very deliberate and thought out plan to deceive you and hide finances. Married couples share finances and debts; so the moment he put that money on a credit card, he was also adding credit card debt to your name as well. No matter how he tries to spin this to justify his actions, the bottom line is he lied to you. Straight to your face. My thoughts would always be if he could lie about this, what else can (or has) he lied about?
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  • V
    Champion July 2019
    Veronica ·
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    I would not be marrying this man. He is clearly a liar and now has now manipulated you into thinking he felt justified in his actions. He also has no problem putting you into debt for this car that from the sounds of if will never be done.
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  • Y
    Savvy November 2024
    Yreka ·
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    I'm so sorry someone is treating you this way again.

    He lied to you about what he's doing with money (your money) to avoid feeling embarrassed. If he did that once, he will be tempted to do it again - to avoid feeling embarrassed, to avoid making a decision WITH you when you might not agree, and on and on. And he might do the same with non-financial decisions. That could cause more practical problems for the two of you down the road. But more than the financial impact, you need to be able to trust that he will be open and honest with you about decisions that impact you, decisions you should be making together. You are right to be both upset and concerned.

    He feels guilty about it, but that alone won't fix the issue behind it. He needs to build more strength of character for difficult honesty. That's not a fast or easy process.

    And if you're right that he manipulated his own process to convince himself it was okay, he might do that again too. Then you can't trust his own judgement or moral compass about how he treats you.

    Also... are you sure he only has "a few more payments" now? He might be ashamed to tell you the truth about that too.

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  • LM
    Super December 2022
    LM ·
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    I know someone in the process of divorcing and trying to get reimbursed for wedding expenses she put on her credit card. Should you marry, divorce, he could try to get even more of your money.


    I would not marry this person. Car hobbies don't go away and he easily lies about stealing your money.
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  • C
    CM ·
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    Even if he had been totally honest with you, having just enough money to pay the bills is also unacceptable, as is going into debt for a wedding. What about actually getting ahead? Long term goals? The fact that he lied about these things would be a dealbreaker in your place.
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  • Natalie
    Super November 2020
    Natalie ·
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    I am sorry you are going through this and can see your frustration. My husband’s hobbie is also racing, and he has been building and driving dirt track race cars for the past 13 years. His father was also involved in racing while my husband grew up, so it is something he’s been involved in most of his life. My family isn’t mechanically inclined by any means, so it was a major learning curve for me when he began this when we were dating. Over the years, we have had to set guidelines and determine how we wanted to join finances. Ultimately, we have separate accounts but I’m also listed on his. My paycheck comes to my account (his goes to his), and we split the cost of most of our bills. I am much more comfortable knowing that what I earn won’t be used for racing and that my spontaneous trips to TJMaxx are self-funded! He makes considerably more than me, and he uses most of his extra money for all things racing. He makes sacrifices, works very hard, pulls his weight around the house, and makes sure we still have date nights, etc. Most importantly, there is an understanding that should we ever be in any type of financial hardship, racecar(s) and racing equipment will be sold. Sit down and have a very honest conversation about how you feel about him using the cash to pay his mechanic and the card to pay for the wedding. You’ll need to set some boundaries and come up with a financial plan to ensure you are both on the same page!
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  • Michael
    Rockstar October 2023
    Michael ·
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    My Dad has always be responsible financially but I think he was too much into weekend activities to be so good for caring for his family. It is important that the reasonable balance is achieved between the two people in a marriage. This situation with Natalie seems to have achieved a decent balance.

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  • R
    Rockstar June 2018
    Rae ·
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    Stop wedding planning now and do not give him another dollar, I would close the joint checking account. Until/unless he can prove to you he can be honest and financially mature, I don't think there's any future that doesn't entail financial abuse and manipulation. Sorry.

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  • D
    Just Said Yes January 2025
    Dyana ·
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    Sometimes we meet and fall in love with the same person with a different name. You have to ask yourself if you have learned from the previous lesson, (divorce), before you said yes to this man. I would do as previously suggested and protect your own current assets. Go to a therapist to help you look at a solution with your head AND your heart. Trust is difficult to earn back, and he needs to go to a therapist too. If he is lying about this, he knows it is wrong and is upset with himself. Forgive him and set new boundaries, disallowing this behavior to continue in any way. All cards on the table.

    If you must, postpone the wedding until this is addressed, boundaries are set and proven to hold firm and honored by both people. This is the only way you can prevent this repeated behavior and prevent a future divorce, otherwise resentment will fester with every little suspicion. If you still want to marry, you both have to choose to learn to live with and accept each other and honor your boundaries to rebuild the trust that is lost here. You can't expect him to change, he has to want to change, and know how to change. Also ask yourself, "will this man be the rock I can stand on for the rest of my life, holding my hopes and dreams as high as his own?" If the answer is no, the decision is clear. This may be a gift in disguise for both of you. Everything happens for a reason.

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