Skip to main content

Post content has been hidden

To unblock this content, please click here

D
June 2021

Frustrated

Dj Tanner, on September 19, 2020 at 6:53 PM Posted in Family and Relationships 0 58
My fiancé and I have been planning what we want to do after our wedding as far as ‘life plans’ go. We know we want to start trying to have a kid right after our wedding. We also currently rent a house, but we hope to buy a house right after the wedding. I have decent credit but my fiancé has immaculate credit, so we figured we will apply for the house loan in his name to try to get the best rates. We’ve been advised on the dos and don’ts of What to do before we apply for a house loan, One of those things is to have the same job position for at least2 years.... Well, yesterday he tells me that there is a promotion off at work he wants to pursue. I explained to him that it may delay us getting a house. He keeps telling me that it won’t affect anything because it’s a promotion and not a complete job change. I keep telling him that that’s not correct, and it will still affect him even if it’s just a promotion at the same company. I support him completely and his choices and I would never tell him that he can’t pursue any career change that he desires. He keeps saying that it’s a lot more money and we’d be better off, but we are already pretty comfortable with what we make. Is it wrong for me to be pissed off about this right now? Part of me wants to tell him no. He said that if it’s going to upset me this much then he won’t go for it, but I’m just so conflicted right now. It’s like everything is going so well and so smoothly. I just feel like he’s rocking the boat at the most critical time.

58 Comments

Latest activity by Katie, on September 22, 2020 at 12:34 PM
  • Amber
    Devoted January 2022
    Amber ·
    • Flag
    • Hide content
    I don’t think him getting a promotion would affect your chances of buying a house at all. If anything his higher income should help get a higher loan amount. If you’re hoping to buy a house after the wedding, I believe they would look at both of your credit scores not just your fiancé’s. If your credit is decent, I don’t see this as a problem. We bought a house about 6 months ago, my fiancé started a new job about 6 months prior to buying and that didn’t affect us at all. My fiancé’s credit score was also higher than mine, although mine was still good.
    • Reply
  • Kimberly
    Super March 2021
    Kimberly ·
    • Flag
    • Hide content
    No, a promotion at his same company will actually be a positive. It will show his dedication to that company. It’s not so much the “job” that they are looking at but the length of time at the company.
    • Reply
  • Michelle
    Master April 2021
    Michelle ·
    • Flag
    • Hide content
    I agree- it’s still with the same company so it won’t do anything to his score or applying for a home loan.
    • Reply
  • Mrs. Spring
    Master April 2021
    Mrs. Spring ·
    • Flag
    • Hide content
    Woah, I don't think thats accurate about a promotion messing up his chances of buying a house.
    • Reply
  • Chrysta
    Master November 2022
    Chrysta ·
    • Flag
    • Hide content
    Absolutely, as PPs stated a promotion within the same company will not negatively affect his ability to get a home loan, nor will it “reset the clock” on the 2 year job minimum. If anything, it would help!
    • Reply
  • Chrysta
    Master November 2022
    Chrysta ·
    • Flag
    • Hide content
    Also, getting angry at him & guilting him into not pursuing a career opportunity will likely cause him to harbor hostility towards you for holding him back.
    • Reply
  • D
    June 2021
    Dj Tanner ·
    • Flag
    • Hide content
    View Quoted Comment
    Yeah, I don’t know. We’ve literally talYeah, I don’t know. We’ve literally met with 4 different mortgage brokers and 2 real estate agents over the course of a year and a half who all said the same thing. Various online websites also advise against it. But I don’t even know anymore. It’s also just the fact that things are so comfortable right now.When earth what do you want a job with more responsibility/stress. We also want to have a baby right after we get married. I just feel like there’s certain things that we need to focus on right now, and now all of a sudden it’s just like a bomb drops. His boss was the one that initially told him to apply Which in the company that means that they want to recruit him up at their department. Which basically means he’s going to get it. Which basically means everything as far as hours that he works and vacation time and days off will all change. For all he knows, if he gets the position he may have issues getting our day wedding off in June. There’s just so many other reasons as well I think it’s a bad idea. But thanks for listening and giving advice
    • Reply
  • C
    Master January 2019
    Cassidy ·
    • Flag
    • Hide content
    I worked in the same school district for 7 years. This last year I finally became a classroom teacher, after being a sub. We closed on our house 2 months ago. We had no issues what so ever. As a matter of fact my husband has only been at his job for a year and half but has been working in the same field for the past 5 years and he was fine as well.
    I think if he takes the new position he will be fine
    • Reply
  • D
    June 2021
    Dj Tanner ·
    • Flag
    • Hide content
    View Quoted Comment
    I hear you and I totally respect your input and value your opinion but we’ve been together for almost 10 years now. Not once have I ever prevented him from pursuing a career opportunity. But this is the worst time for either of us to be making any major changes like this. There’s other things aside from the house loan I’m taking into account like the hours he will work and the different days off and the demand. Our wedding is in June. Who knows if he will have any problems getting the time off. Its just a stressful time and everything is going so well. I just feel like there’s no need to add stress to everything.
    • Reply
  • Chrysta
    Master November 2022
    Chrysta ·
    • Flag
    • Hide content
    View Quoted Comment
    If they are trying to recruit him, like you said, then he should easily be able to negotiate the terms of accepting the position (such as all the days off he would need for the wedding).
    • Reply
  • D
    June 2021
    Dj Tanner ·
    • Flag
    • Hide content
    View Quoted Comment
    Yeah Idk we talked to 4 different mortgage brokers and 2 real estate agents and they all mentioned job change to us even if its the same company but I don’t even know at this point. I’m also just frustrated with all the other changes that come along with a job change. Hours change, days off, selecting vacation time, seeing less of each other etc. He’s the most light-hearted carefree person in the room at all times and I just worry about the stress that comes along with a promotion. Its honestly just the timing. Planning for the wedding in June, wanting a baby right after and buy a house. It just feels like this one thing just rocks the whole boat.
    • Reply
  • W
    VIP September 2020
    Willow ·
    • Flag
    • Hide content
    It makes no sense to turn down a job promotion. Even if it does affect your mortgage rates, I highly doubt it would, you both have great credit and it probably would not affect your ability to buy a home. You need to think long term.


    Honestly, it sounds like your true hangup is you don't want change.
    • Reply
  • MOB So Cal
    January 2019
    MOB So Cal ·
    • Flag
    • Hide content
    View Quoted Comment

    I totally understand this news is potentially stressful because it might throw some curveballs into what currently looks like a pretty clear plan. I do really get that. We've been through similar abrupt changes in plans many times in our marriage. I have a strong faith, so I tend to take a, "this is all part of a plan and will work out the way it's supposed to" attitude. That might be Pollyanna-ish, but it's made my life easier than worrying about things I can't know or control.

    If FH applies for the position, I think it is completely fair that he ask for assurance that if he gets the job it won't impact his planned time off for the wedding, etc. That is very fair! Since it's his boss who encouraged him to apply, I'd guess he's aware of FH's current scheduling needs.

    I've worked in HR and we've purchased a few homes, and I agree with pps that it is highly unlikely a promotion is going to create any problems with a potential loan. Assuming the promotion includes a pay raise, it will probably be a big benefit.

    Finally, as someone who would love to be able to plan her life out in every detail, I'll encourage you to try not to worry so much about how a promotion might interfere with other possible plans. It might actually have a positive impact, you just never know. It took us 8 years to get pregnant and have our miracle baby. When we started trying, we assumed it would happen quickly, and my "mental timeline" would progress according to MY plan. Clearly, my God had a different plan for us.... Smiley winking In those early years of trying, I was hesitant to plan for job changes, plan for travel, etc. "But, we'll have a newborn by then!" Unfortunately, there were SO many of those milestones that didn't come to fruition, because it took such a loooooong time for us. The good news was while we were working on our parenthood plan, I was promoted twice into awesome positions that I ended up loving. The one I was in when I finally did get pregnant potentially provided us with so many more options in terms of work/family balance -- it would have been a much better position than the one I was in when we first started trying. But, during those 8 years, when we were both moving along in our careers and making more money, we had an opportunity to save a lot (and buy and decorate our first house, travel, etc.). By the time our daughter was born, we were in a position financially that we could decide that I would leave my career entirely for several years to be a full-time parent (if I'd gotten pregnant when we first started trying that wouldn't have been a choice). A few months after daughter was born, we had a chance with husband's employer to move cross country, back to where my extended family lived so that our daughter could grown up near her grandparents, etc. We didn't expect that -- we assumed we'd raise our daughter 3000 miles away! I guess what I'm trying to say is sometimes we can think we have everything all planned out, but there might actually be a much different -- and potentially better -- plan in the works. Good luck to you and your husband -- I hope you can find peace in the decisions and choices you have ahead of you! Smiley heart

    EDT -- also, FWIW, we've been married 33+ years and every time we've thought we had all our ducks in a row, life's happened.... Honestly, that's going to happen. Like the saying goes, the only constant is change. The more you can embrace it, the easier life is.

    • Reply
  • D
    June 2021
    Dj Tanner ·
    • Flag
    • Hide content
    View Quoted Comment
    Well his credit is great. Mine is only ok which is why it would just be him on the mortgage as we were told if we apply together they’ll take the average of both combined scores. Then if we need a car loan at any point or something like that I’d have the car loan to try to balance credit. But yeah there are a lot of other things to take into account and I just feel like literally any other time would be fine. Like how much can we juggle within a 1.5 - 2 year time span. We want a baby right after June so why take a job that has more responsibility? He’s been more baby crazy than me lately so its like is he not understanding about paternity leave, about sleepless nights? I’m trying to be supportive but I’m just stressed. I feel like he’s just not thinking about everything. Its all on top of wedding, baby, house. Its just all a lot at once. I’m just frustrated that he doesn’t understand this. He’s always so considerate and understanding but this is the one thing that he’s so adamant on so I’m not gonna tell him no but I just think it’s the wrong move.
    • Reply
  • D
    June 2021
    Dj Tanner ·
    • Flag
    • Hide content
    View Quoted Comment
    ♥️Thanks for sharing. I’m hoping it will all work out for the best. He feels like its a door opening but I feel like its a door closing. I’m trying to stay positive but its just hard.
    • Reply
  • Givemeallthepups
    Expert February 2020
    Givemeallthepups ·
    • Flag
    • Hide content
    If you’re planning on all of those life changes in the next few years, it might honestly be best for him to change positions now. That gives him 6+ months to settle into a new position before your wedding and another 9+ months before you have a baby. I feel like it usually takes about 6 months to get my feet under me in a new role.


    If he waits, it will likely be another 2+ years before life is settled enough to make another big change.
    • Reply
  • MOB So Cal
    January 2019
    MOB So Cal ·
    • Flag
    • Hide content
    View Quoted Comment

    I totally get that.... H once changed jobs at what, to me, seemed like the WORST possible time. It involved a pay cut, a change in our benefits, really different hours/schedule. I was terrified it was a TERRIBLE idea, but at the time he was miserable in his job (with a company he'd been with for 25 years...) and it was an exciting offer with some long term potential to be awesome. No matter how sick to my stomach I felt at the time, we've always been a team and always wanted what was best for the other person. Although I had to stuff down some pure panic, I told him to go for it. You know what? It worked out fine -- actually, it worked out great. Was it what I THOUGHT would happen? Not at all.... Smiley winking Again, God was laughing at me -- he had a different and better plan -- I just had a hard time getting out of his way. Have faith whatever happens is a good plan for you & FH! Smiley heart

    • Reply
  • D
    June 2021
    Dj Tanner ·
    • Flag
    • Hide content
    View Quoted Comment
    Its also that we work in the same department together(different positions) with similar work schedules/ start time. I work from home regardless of covid. He’s been working from home since covid. Our department is awesome and he’s mgmt. I’m just really sad and I just keep crying but I’m trying not to because I know its not fair to him. Our friends have gotten promotions in neighboring departments to the department he’s suppose to go to and yeah they make great money, but they also have to keep their company phones on at all times. If we’re out for drinks or dinner and they get a call, they have to run home and go on their laptops and put out fires. I’m sorry but I think we make enough money and I think everything is fine how we are now. We have a perfect set up and I’m just really trying to not be like this but its just so hard to stay positive when I feel like I’m somehow losing him in a way. I know it sounds crazy but I just wish he felt the same.
    • Reply
  • Sexypoodle
    Master October 2021
    Sexypoodle ·
    • Flag
    • Hide content
    I mean... he’s not leaving the company, he’s attempting to promote. So that’s excellent! Please don’t begin your married life together by stifling your future husband who is reaching for his goals. Support him. I’m certain you would like to be supported in your plans and goals.
    • Reply
  • D
    June 2021
    Dj Tanner ·
    • Flag
    • Hide content
    View Quoted Comment
    ‘His goals’? I think something like a job change that has a major effect on both of our lives isn’t exactly a one sided decision. Regardless as I’ve already said, I’m not telling him no, and I’m supportive of it. And stifling? I’ve been with him for almost 10 years and never once had a problem with any job change he’s wanted. Sorry but I just can’t get on board with the whole “making life changing choices separately” mentality. If it effects my life I should have somewhat of a say and I should be entitled to an opinion.
    • Reply

You voted for . Add a comment 👇

×
WeddingWire celebrates love ...and so does everyone on our site! Learn more

Groups

WeddingWire article topics