Getting married without telling anyone

Yes. Getting married changes the status legally, therefore the insurance companies would have to know. At least that has been my experience.

Legally you can remain on your parents insurance while married but they would most likely need to be informed

They could get in big trouble when they go tl
do insurance next year and you are married and they don’t know.

Like everyone said you will notify your insurance agencies and your parents need to know you are married by the time they file their taxes or there can be penalities for filing wrong.
In general getting married changes your status and forces what is known as "open enrollment" incase you want to change your insurances. Your parents as the policy holders will be sent a letter informing them the enrollment period o open for X many days because your status changed to married.
My suggestion is to tell your parents after you're married and account for all this then rather than procrastinate.

Thank you all!

YES they will need to know, and “filing your taxes separately” doesn’t really work like how you may think. Once you are married you MUST file as married— the 2 options are “married, filing jointly” or “married, filing separately” which is very different than filing as single which you cannot do. If there is ANY chance that your parents claim you as a dependent on their taxes (which they very well may as you’re on their insurance), they will NOT be able to do that anymore, and if they try to unknowingly, their taxes will get rejected by the IRS.....which, I must tell you, is a horrible way to find out that your kid is married.

Im telling you that from experience, as a cousin of mine did this secret-marriage thing, and my aunt and uncle found out from their tax guy when they went to do their taxes. They were really truly devastated by that, and relationships sadly really have still not fully recovered. Tread carefully, secret marriages are often hurtful. Is there a reason you don’t want anyone to know?

View Quoted Comment Thank you! we have since decided to just hold off. our families are very particular about how they want things done and no matter how we do it it will not be how they want it. we decided to wait so we do not cause trouble for taxes or health insurance. again thank you for the information.