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Just Said Yes March 2019

Help needed asap

Dan, on October 14, 2020 at 8:29 AM Posted in Family and Relationships 0 8

This is quite the rollercoaster but I need some outside advice on what to do. I feel like I am in a netflix documentary atm.


I have been married a year and a half to my husband. At the end of August I received a message from a woman on instagram along with screen shots of him having cheated on me since November. He told her he had moved out etc but she knew he was married at the start of it. He then called it off with her and she checked my instagram and saw pics of us together proving he had never moved out and went mad and messaged me, he had been speaking and seeing her for nearly a year (he travelled alot with work so I never clocked anything), his behavior never changed with me at all and I never had a reason not to trust him when he said where he was.


He spent a couple of weeks begging me back but then said I wasn't going back to my normal self quick enough so moved out for a couple of weeks saying he needed some space. Since then I have had baliffs knocking on the door for loans I didn't know he had taken out. I also opened his pay slip as I started opening letters to see what was actually happening as I have two teenagers in the house. He has been lying to me about how much he earns by over a grand (as in he has an extra grand a month I never knew about), it then came out yesterday that he has been paying his ex wife spousal maintenence for years of about £500 a month (no kids, it's the only way she would sign apparently) and he has been taking loans out to cover the money so I would never notice it was gone. I had noticed, but he would make elaborate stories about petrol and things he had bought etc, eating out when he was away etc.


This morning I have had a letter from council tax and energy saying they haven't been paid for over two months. I send him 1200 a month to his account and he just pays everything, so it now seems he has been taking my money as well and spending it on god knows what.


I have also found out in the last week he has been speaking to a woman he cheated on his ex wife with and he's just telling me like I am his mate, but then saying he won't be happy about it if I move on.


I am now terrified about money and what hasn't been being paid, whilst being devastated about what has happened as it was all so out of the blue. I don't even know this man I am married to.


I work full time and I just can't concentrate on anything. I don't want him back now, I physically don't think I could as I am so gobsmacked by all this. He keeps messaging me and I don't know if this is good for me or not. I literally don't know what to do.


Thanks Guys x


8 Comments

Latest activity by mrswinteriscoming, on October 14, 2020 at 5:40 PM
  • Samantha
    Expert October 2021
    Samantha ·
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    I am so sorry this has happened to you. Have you consulted an attorney? If possible there may be grounds for an annulment which would release you from any loans he signed. You should also reach out to your local council to set up a payment plan and show them the bank statements where you have transferred money to him. Detail what every transfer was for. Make sure your children know that they do not have to open the door to tax collectors. On the mental health front, please see a councilor. You have been betrayed and financial abused. You need some emotional support so that you can focus on your life and getting back on track. There are benefits you can get (I'm assuming the UK), use them to your advantage. You will get through this.
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  • D
    Just Said Yes March 2019
    Dan ·
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    I have spoken to a solicitor yes as we have a home I cannot physically afford completely on my own. I have sorted a payment plan with the council now and tried to explain what has happened.x

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  • Samantha
    Expert October 2021
    Samantha ·
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    It's a very tough situation. You have taken the right steps. Do you own or rent? If you own, speak to the bank though you may have to sell. If you rent you may have to downsize or the council can find you more affordable housing. I cannot tell you to leave this man, but I strongly suggest that you protect yourself at all costs. You have to know exactly how much debt he is in and how much of that is your debt too. I do not believe he will change given what you described. Take this into serious consideration.
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  • D
    Just Said Yes March 2019
    Dan ·
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    I rent, thing is to downsize it would only be saving me about £100 a month so I will have to find a way to stay in my house, we have been here six years, have a dog that my landlord allows, built a complete life and I am in no way losing what I have worked for due to this man. Council will not re house me as I work full time and can afford to rent. He will not, no, I am pretty sure he did the same to his ex wife now from what he has told me she accused him of- but he always said she was crazy. Suspect I will be the crazy one now to the new gf.

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  • Samantha
    Expert October 2021
    Samantha ·
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    You sound very level headed. I believe you will figure out what is best for you and you will succeed. Maybe find a budget manager who can work out where the rent can come from, it's amazing what skimming here and there can get you. Speak to your landlord and try to work something out. Could you ask for a raise? You've got this. We are all the 'crazy one' in someone's story.
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  • V
    Champion July 2019
    Veronica ·
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    I'm so very sorry. My suggestion is to block him so that he can't continue to message you then I would look for a divorce attorney ASAP. I would also talk to your landlord to see if because there is one less person living in the house if the rent could be lowered?
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  • Marcia
    Expert March 2021
    Marcia ·
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    I am so sorry this is all happening. I agree with PP that you should block him and spend your time documenting finances and possessions and sorting them out so that you will be able to support your children.

    Do you have anyone in your life, maybe a friend or sibling, who can help you and support you through the process?

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  • mrswinteriscoming
    VIP December 2021
    mrswinteriscoming ·
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    First of all OP, I am so deeply sorry for this awful predicament you have found yourself in. This is an incredibly ugly situation and my heart goes out to you for what you must be feeling right now.

    I would consult any local community legal centres to see whether you qualify for free or subsidised legal advice if you can’t afford an attorney. Otherwise, I would highly encourage for you to contact all creditors to whom you owe money and explain the situation and enter into a payment plan (I note you’ve already done this with Council).

    I would cut contact with him immediately, he is toxic as it is and you do not need him clouding your judgment or burdening you any longer.

    Good luck, hang in there!

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