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K & H
Expert September 2011

How are you paying for your wedding??

K & H, on June 17, 2011 at 11:53 AM

Posted in Do It Yourself 54

Because this is my second marriage and first wedding for FH but his mom is retired and father is deceased we are paying for our own wedding. We have a 6k budget for about 175, but this does not include dress, rings, or honeymoon. We are fortunate enough to have a rental property which is basically...

Because this is my second marriage and first wedding for FH but his mom is retired and father is deceased we are paying for our own wedding.

We have a 6k budget for about 175, but this does not include dress, rings, or honeymoon. We are fortunate enough to have a rental property which is basically paying for our wedding, with a little help from our income. We refuse to start our marriage in debt trying to pay for a wedding.

To all the brides/couples paying for your own wedding, how are you footing the bill?

Are you charging the whole thing?

Working a second job?

Dipping into savings?

54 Comments

  • Joanna
    Super September 2010
    Joanna ·
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    We paid cash, set out our budget and list and sat down and decided how long it would take to save that much. for us it took 12 months of savings.

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  • Stephanie
    VIP October 2012
    Stephanie ·
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    We are paying for ours by saving our extras each month. We moved in together just over a year ago and worked out how much we would spend on rent, bills and groceries, then we each pay half plus some. The extra would go to furniture, trips and now that we are engaged the wedding. It's about $1k a month and we also pick up over time and extra jobs. This weekend we are painting a one bedroom condo for a friend and they are giving us $500. We have another one set up for mid July. Kind of nice to spend the time together as we paint and sing to the radio.

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  • Nik_McAwesomepants
    Master October 2011
    Nik_McAwesomepants ·
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    We're paying for everything ourselves. We started a separate savings account and worked out a savings plan where we put $500 every paycheck ($1000 a month) into it. The taxes went in there and anytime we have a little extra money we put it in there.

    You have to have a savings plan before you start though. If you just start throwing money in an account you'll never be able to track how much money you'll have at any given time. With wedding planning, it's all deposits until about a month before the big day when everybody wants their money!

    We promised ourselves we wouldn't go into debt for one day and we've done really well sticking to that. I don't even HAVE a credit card but even if I did I would never charge anything to it unless I had the exact amount in my regular account to pay it off immediately.

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  • Future Mrs. St Hillaire
    VIP November 2012
    Future Mrs. St Hillaire ·
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    FH and I are paying for our wedding. Alot of overtime at work and alot of saving and cutting back lol

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  • Ashley C (formerly P)
    VIP March 2012
    Ashley C (formerly P) ·
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    My parents are paying for the reception and photographer (because they want to). I am paying for everything else (dj, limo, coordinator, ceremony (and everything associated with it), decor, etc.). FH is only paying for my ring. It sucks because I pay all of the household expenses and FH only pays the rent...but I can't force him to pay for anything.

    I have two jobs so my entire paycheck from the second job goes for the wedding - also my tax return next year will go for final payments and *possibly* a honeymoon.

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  • Meghan
    Master August 2011
    Meghan ·
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    We are paying cash. Shortly after we got engaged, we looked at how much we could reasonably put away in savings without changing our lifestyle too much. That amount, minus 20% was my budget to work with. We still had to budget for our regular savings.

    I was stupid at first and dropped my 401K contributions to 6% (I usually do 10%) to have more superfluous income. When I lost my income (temporarily), more of the burden fell on FH.

    But we've kept the wedding small and I've price shopped for everything. Could we afford a bigger wedding- sure. But we have other long term financial goals that are more important to us.

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  • Edwina
    Master August 2011
    Edwina ·
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    Our wedding is costing up hopefully not a penny more than 35,000. FH and I are footing most of the bill for the wedding. My mom has contributed about $10,000. She wanted to help because I have always taken care of myself and she said she wanted to do something really special for me. I really didn't want to take her money, but she insisted. She paid for the venue, the flowers, and the photographer. Oh did I mention that I changed the venue and caterer which added about $10,000 to the overall cost, so we both ended up getting the wedding that we always wanted. Oh and she is a little momzilla, but it's more entertaining than annoying. I'm easy. I just want to get married.

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  • K & H
    Expert September 2011
    K & H ·
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    I can't imagine spending over 10k for one day, even it parents were paying for it. I would so much rather that money be used to buy a house or at least the down payment. But I'm not knocking you guys who have it to spend.

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  • Caroline
    Super September 2016
    Caroline ·
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    We are saving - we have a good amount of time.

    However, my dad just surprised me and said he's helping! I thought we were basically doing it all our selves. It was a lovely surprise. We're still saving though, if we don't need it for the wedding, then hello HONEYMOON!!

    I am trying to keep my budget below 15k.

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  • Betsy
    Super July 2011
    Betsy ·
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    FH and I are paying for mostly everything. My parents are paying for flowers and helping me with decorations and a portion of the food. FH parents are paying for the limo and half of the DJ and part of the rehearsal dinner. Most of it is coming from my savings (which exists due to our tax returns) and my weekly paychecks. I will most likely be tapped out by the time the wedding comes. Thank god FH has his savings and that is hopefully not going to be touched. Our wedding is costing approx $13,000 with everything included (honeymoon, rings, dress etc). We only charged our rings and my dress/veil, all of which are now paid off.

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  • Maria
    Super July 2011
    Maria ·
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    We are paying everything off in cash. I happend to have gotten a 6 figure contract for a year so that money came in handy for the wedding. We just kept paying everything off so that we didn't have to charge anything. So it has been a true blessing and we are grateful. both of us are on our 2nd marriage and neither of us has ever had a WEDDING so to be able to go all out is something I am grateful for. I get my dream wedding --- debt free!

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  • K & H
    Expert September 2011
    K & H ·
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    @ Maria M. like the sound of debt free. He charged my rings and wedding bands but has already paid them off. So we too will come out of this debt free.

    Congrats on your contract. What a blessing. FH took a job with the RR back in Feb and has been getting like 40 hours overtime so that has helped us tremendously.

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  • Rebecca
    Devoted November 2011
    Rebecca ·
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    I just chose to sell my fiance's crap when he isn't looking!!!

    J/K We put away a specific amount every month and our parents have been helping where they can. It works and there have been things we have had to exclude due to finances.

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  • JMarie
    Dedicated December 2011
    JMarie ·
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    With magic beans! MAGIC beans!

    (sorry I really couldn't help myself)

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  • B
    Devoted October 2012
    Bre ·
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    Fh and i are saving money and penny pinching to pay for it ourselves. we may get a little help from our parents, but that will be minimal, because fh wants to do as much of it as he can himself.

    i've set a budget of 5000 for 75 people. right now with all my totals added, it stands at 3300, but i haven't decided on a photog or officiant yet. \:

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  • Mrs. Smith
    VIP May 2011
    Mrs. Smith ·
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    Our budget was $20,000. Which we ended up spending less.

    Husband paid for everything but the limo and the musician which I paid for.

    His parents insisted on paying for the rehearsal dinner.

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  • Tori E.
    Super July 2011
    Tori E. ·
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    My fh and I are extremely lucky that my parents are footing the bill, however we are getting married in vegas. But they are paying for the flights and hotels for 3 nights and dinners. My fh and I are very grateful!

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  • NJ Bride
    VIP September 2011
    NJ Bride ·
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    About 20% is coming from each set of parents and we're paying the other 60%. (Minus about $700 from my grandparents toward my wedding dress!)

    This past year's tax return is paying for almost all of our honeymoon. We've put most holiday cash presents toward it. I've been working a second job. And we've both just saved a lot. He has some stocks and bonds that we're hoping to not use toward the wedding and use toward buying a house someday instead. Almost all our savings will be depleted, but we could do it. (For the first time in two years we both have fantastic jobs that pay pretty well - for a while we were unemployed and contemplating having to move back in with mom and dad... phew!) Our jobs are pretty safe, so we should be able to build back up savings after the wedding.

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  • P
    Expert October 2011
    Private User ·
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    We're both paying for it ourselves. We worked out payment arrangments with EVERYONE so that we can pay in cash and not start our marriage in debt :-)

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  • S3
    VIP May 2012
    S3 ·
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    Our parents are paying for it. Our budget is about $15k but we're trying to keep it closer to $10k. We are so lucky and grateful to them, because we fully expected to pay for it ourselves. I made a promise never, EVER to complain that I can't have something or act like a spoiled brat because of our good fortune. If I ever post some nonsense, I hope you all call me out on it and tell me to shut the eff up!

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