How do you and your husband/fiance handle finances?

We take turns paying when we go out, I pay the bills out of my pay and we save his money and share that typically.

For wedding things we have a joint account that we both put money into towards the wedding. Everything else is separately but we both contribute. My FH makes twice as much as I do so it’s typically income based.

He handles his finances and I handle mine. He pays mortgage and I pay utilities. Separate accounts with no plans of having a joint. When we go on dates/small trips/adventures/vacation, who ever initiated pays. I wanted to go to Europe last year so I paid. He wanted to go to travel NFL games so he paid. It works out pretty much 50/50 when we don’t think about it.

We have a joint account . What’s mine is his, what’s his is mine. Works for us . Never feels like one is giving more than the other.

We did percentage of bills equal to percentage of income. So I made 43% of our house hold income, so I paid for 43% of the bills (excluding CC, student loans, and cars/motorcycle). It's worked for 5 years and we have made every financial decision together.

After we bought our house we got on the same bank account. Basically my money is his money/ vise versa... if he is in debt we both pay it, if I’m in debt we both pay it.

View Quoted Comment Same here...


And if there’s ever a time where these extra spending going on outside of normal, he’ll always either pay or hand me some cash...
We just keep communicating and it’s been working...he’ll never let me feel bogged down with paying stuff and vice versa...even if it’s just me picking up little things here and there...

View Quoted Comment Yup, works for us too. If we combined I think we’d argue a lot over each other’s spending. All his monthly small online purchases would drive me nuts. But he’d cringe at my hair cost (thank goodness only every 3 months... except long cuz of Covid).

We have joint and separate checking and savings. Our paychecks get put into our own accounts and then with our bank we have unlimited transfers between checking accounts so we transfer money into the joint checking for joint expenses such as rent and groceries. The joint savings is for things we are saving up for together such as honeymoon or trip. Our own savings is for general savings for us each month.

We mostly do 50/50, except he pay 60% for our house and I pay 40%. We don’t have a joint account right now but we do have credit cards together. We keep all receipts and go over all our purchases every month or two and just wire each other money. Been doing this since we moved in together 4 years ago

Our plan after the wedding is to open joint accounts. Although we may end up going ahead and putting it all together before then. We almost under the 3 month mark now. As of right now, he’s paid every week and I get paid monthly. He’s been buying what he needs for the week and giving me the rest to put towards our house or whatever it is we need right now. Once we’re married, we’ll create a household budget.

We have separate accounts because he’s a farmer and it’s easier to keep his money & the farm account money together. We do have a credit card together but I also have several of my own 😬
We split rent 50/50 & I pay for the internet & he pays for groceries & the credit card bill. All of my bills and debt I pay for myself and he does the same but we take turns paying for things we want or need. Sometimes we pay from my account & sometimes his. Just depends.

We have a joint account and separate accounts! We put money in our joint account based on our personal incomes and pay mortgage and all home bills with that and use our personal accounts for student loans and credits cards or any other personal expenses like video game for him or endless amazon purchases for me!

We share expenses and savings fairly based on income.

Both FH and I have our own accounts (to which our wages are paid) and we have a joint account for expenses, and a joint account for savings. We both put in allocated amounts into the expenses account, which we use to pay for things such as rent, groceries, bills etc, and then we both put money weekly into our savings account. Anything left over we are free to spend on ourselves or put into our individual savings account.

I earn more than FH so I contribute more to both the expenses and savings accounts. TBH I could probably afford to put even more in to offset what FH contributes (not that he is struggling) but he isn't as financially responsible as I am so it kinda balances out this way.

We have a joint credit card and checking account where we buy on credit and pay by checking to get points for mortgage, utilities, groceries etc. We have our own separate accounts to pay for individual cars, gas, loans etc.

My husbands check goes in our joint account and I pay for everything. Personal stuff is discussed as well as large purchases. I manage the retirement accounts and savings also. I’m a bit of a control freak/business person. He is a bit beach bum and hippie. He could care less! Lol

My fiancé and I live together now and we split the household bills. We each have our own accounts and we have a joint one as well.

We did split everything equally until he started making more money than me, he started taking on a little more. We split all our bills like cable/internet/electricity equally, he pays for groceries. We don't have a joint account right now, don't really see the point in it. If we need to send money to one another we just use Venmo/Zelle. And since we have our own bank accounts, we buy what we want when we want.

Following! Right now it’s 50/50 even though he makes more than me by far since his increase lol....we are wanting to combine some accounts but also keep separate accounts for personal use.

View Quoted Comment Thats a good idea.