How does honeymoon fund works?

Safe, sure. Tacky to ask you guests for money, yes.

They take money from you as well. Don't use. Honeymoon funds are still super tacky.

You'll loose money doing that as they will charge a fee to process your guests payments - so instead of getting the full amount gifted you will get only a portion of it.

Just forgo registering and people give you gifts in the form of checks and cash, and you won't lose any money!

You have to pay $40 for them to take money from your guests and then charge you a fee to give it back to you? That seems ridiculous. People can give you money for free.

Just don't do it, problem solved.

The honeymoonfunds, as well as date night fund registries, are ways in which people/companies make money by having others "register" for things. They don't book you anything. They cut you a check and take a portion of that money for you to use at your digression. So I would recommend a very small registry of items you want to upgrade, if anything, or simply no registry at all. People usually know that means you don't need/want anything and will give you cash/check.

A lot of people on here consider them tacky; personally I think they're fine and lots of our guests have mentioned how much they enjoyed being able to "purchase" our honeymoon tickets/excursions/dinners/etc. Honestly I think it just depends on your community (we're from a laid back West Coast town.. back East the community standard is probably a lot different). So just know your guest list and community culture.

That said, if a honeymoon fund is what you want, I would suggest The Newlywed Fund hosted by The Knot. They don't charge you anything to set it up and the only fee is a 2.5% transaction fee that is added to the amount paid by the guest. So you get the full amount the guest intends you to receive.

And like I said, none of our guests have had an issue with it. Quite the opposite in fact.

Seems silly for both you and your guests to have to pay to give you money that you're asking for. Skip.

The Knot has something called Newlywed Fund. You can set one up for whatever gift you set it up for, honeymoon, new home fund, or whatever else you want! It is free to use other than a 2.5% transaction fee paid by the gift giver. If someone gave a gift of $100 that would be $2.50, so pretty minimal fee. You get the keep the full amount of the gift and it just gets direct deposited in whatever account you set it up with. I know some people think honeymoon funds are tacky, but personally I think it no more tacky than having a registry at a store. If I'm going to a wedding and I know they'd rather go to the Bahamas than get bath towels, makes no difference to me, I just want them to be happy and like what they got (plus it saves me a trip to a store or wrapping a gift or having to remember to bring the card when I go to their wedding). I'd rather give what they want or need than something that will get tossed in a closet or re-gifted/donated because they had no use for it.