It is devastating! I'm beating myself up every time the memory of our engagement ring comes to my mind.
It was Thanksgiving day. My finance drove me to go shopping. While I was on the car, I took the ring off, put lotion on, and put it back in. (I did not realize how slippery I was, how dumb I am)
Then I went shopping, and my life flashed before my eyes when I looked at my ring finger, the ring was gone. I bought TV and other heavy items, so I thought I had lost it in the stores. I went back, retrace my steps, but I could not find it. I was hoping it was fallen on the car seat, but yesterday we took the car to the body shop to take the seat out and search for the ring. We paid for the job, but there was no sign of the ring. I'm so hopeless and angry at myself.
I went online and saw people talking about file a claim through homeowners insurance, so I called in and talk to the claim handler. She said the ring would better be declared as stolen for them to give us $1000 for the coverage (and she said she is not supposed to tell me what to say). And if so, I need a police report ( hypothetically, there might be chance that my ring could have been stolen by skilled thief who could slice it off my finger without me knowing (like on TV or videos). I don't know what to do. I'm in a very crazy stage where I cant think through. I don't want to declare something I'm not sure. It would go against my integrity...
Can anyone help me out, please! I could never forget myself for losing such a valuable thing emotionally and monetarily.
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