I'm reviewing our venue contract, and there is a line around if the facility can't fulfill it's obligations for a reason that isn't our fault (the client) - we will be refunded payments except the non-refundable deposit ($4,500). Soooo, if the venue burns down before our wedding, or if a tornado hits it, we get attacked by aliens, etc... we're just out that $4,500? Is this typical, or should I be concerned?
Obviously I recognize this is an awful worst case scenario and incredibly unlikely, but we actually saw a gorgeous, fully-booked venue near us burn to the ground in 2017 and many weddings needed to find a back-up plan. So I wouldn't say I am paranoid, but clearly things can happen!