No-host bachelorette party???

A couple friends want to throw me a bachelorette party but aren’t able to foot the bill. Is there a tactful way for them to invite people and let them know the event is not hosted? Do people even do that? I’m an older bride (54 - second marriage) and it should not be a financial hardship for most of my friends to pay their own way. Also, we’ve asked people not to get us wedding presents because we have so much already (we suggested contributing to a local charity in case anyone feels compelled to do something). All that being said, we don’t want this to come across as rude or tacky. Any suggestions? Thanks so much for your advice!