Non-refundable Deposit

I planned my wedding for 6/13. Although the plans have changed (location, guest count, etc) we are still getting married on 6/13. I live in PA and my county will be in the yellow phase of reopening on 5/15. In the yellow phase, all non essential businesses can open provided they are able to perform social distancing; in store retailers are open with a limited number of customers; groups <25 can gather; childcare is open with certain guidelines. The only businesses that are closed are personal care (hair salons, massage, gyms etc) and entertainment (movie theaters, sports arenas etc). My photographer is saying it is ‘illegal’ for her to work until the county turns green, which likely won’t be for a long time. She’s refusing to return my non-refundable deposit. I do not agree with this. I didn’t change my wedding date or time. My wedding follows CDC guidelines. AND I don’t believe that she is restricted from working in the yellow phase. Is anyone else running into anything similar and has advice? I sent her an email asking for documentation that says she’s not able to work in the yellow phase and she ignored me.