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VIP July 2015

Prenup? Any experience?

Alyssa, on June 15, 2015 at 1:07 PM

Posted in Planning 29

Hey all, I have brought up the idea of a prenup to FH and he thinks it is silly but said do what I want to do, since I have a son from a previous relationship. I also am concerned about his significant student loan debt. Has anyone else done a prenuptial agreement? Why or why not? Do you think it is...

Hey all,

I have brought up the idea of a prenup to FH and he thinks it is silly but said do what I want to do, since I have a son from a previous relationship. I also am concerned about his significant student loan debt.

Has anyone else done a prenuptial agreement? Why or why not? Do you think it is a bad omen, like you expect your marriage to end in divorce?

29 Comments

  • A
    VIP July 2015
    Alyssa ·
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    @Staci, I have decent student debt, but it is 1/3 of his. You would fall over if you knew how much he had and it was only an undergraduate degree...

    I also own our home but he recently started paying half the mortgage every month. I don't think this should entitle him to half of it if we got divorced in the future. I do have a bigger retirement account and savings set aside for my son that I would want to make sure stay separate. Seems easier to draw the lines now than later.

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  • AthenaKay
    Master June 2015
    AthenaKay ·
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    Neither of us really have anything that would make a prenup worth our time. I also view them as a slap to the face unless one person has a shit ton of money/assets. I have student loans, but the house loan is in his name, so it evens out.

    Short story: We aren't getting a prenup.

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  • M
    Master July 2015
    m ·
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    I'm getting one, never thought twice about it. It's about protecting the family business, but it also says that if we get divorced and I have the kids, the kids are still supported and have trusts.

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  • SLE to SLG
    Dedicated August 2015
    SLE to SLG ·
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    We have one. FH didn't like the idea at first, but he has his daughter to think about, and came around.

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  • DMN
    Super May 2015
    DMN ·
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    I do know that Catholic and some other religions will not marry you if you get a prenup. They look at it as seeing a way out before you even get in. I honestly feel the same, but we also didn't have much going in. I'm not sure if land was involved or anything like that if I would have a difference of opinion.

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  • Adoretamm
    Master May 2016
    Adoretamm ·
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    I don't think it's a bad omen.

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  • Ms. Versace
    Super June 2016
    Ms. Versace ·
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    We will have one. Its not a bad omen and it was actually FH parents idea to be honest. My family has a ton of properties all over along with many pieces of land spanning from Alaska to NC. I never really thought much about it to be honest but after talking to HIS parents they thought it would be smart. FH doesnt bring much in that way to need to be protected and hes completely ok with it. I also have a portfolio that is very extensive and since I have contributed to it since I started working at 15 he feels that its all mine so thats also worth protecting. Plus my dad has a firework business that we will also add to it. As far a studnet loan debt....im not sure if that can be added but I do carry way more then him in that aspect as I am now on my PhD....hmmm

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  • Robin
    VIP September 2015
    Robin ·
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    I own one home where we live. He owns a condo. We own a house in Mexico together. We don't need a prenup bc we have our assets separate already. I will need him to sign saying it's ok for me to leave half of my life insurance to my son but he said he will sign it. His all comes to me but I need to dish it out to his 5 kids too and he knows I will. As far as investments go, we have our own.

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  • J
    Master May 2016
    Jac3286 ·
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    I don't think it's a bad omen. FH and I are considering getting one. Primarily because his ex wife is crazy and is continually suing him and I want to make sure there is no way she can get to any of my assets. Also because he and I are both established, have our own homes, our own retirements, and our own debt. I figure we may as well figure it out now while we like each other than have to deal with it down the road if something happens and we dislike each other.

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