Proposing to him?

FH is really not into change. To the point where he would be happy just continuing to live how we have been forever because it works. I don't. I want to get married to this man. We own a house together, we pay bills together, we do all the things that married people do but we aren't married. We've talked about getting married and he says we wants to spend the rest of his life with me but the proposal never comes. And it won't because I know him and his ridiculous hate of change. When he asked me to move in with him and buy a house together, that was his "marriage" proposal. So, the other night while we were driving down the road, it was bugging me so badly, I asked him in a round about way to marry me. "So, I've been thinking. When we get married, we should have it at my moms." and I kept bringing up wedding things. All to which he agreed with and said that sounds good! I'm now planning for this wedding without an "official" proposal because it's never coming from him. (Yes, I confirmed that this is what he wants instead of just going off the deep end, it is.) My question comes in, has anyone ever proposed to your man? Do you NEED an engagement ring or can we just get by with the wedding band? If you proposed to your man do you still want him to give you an "official" proposal? This whole thing has been really bugging me! I'm enjoying planning for us to get married and talking with him about it but he's such a passive person that I'm worried I'm overstepping him in planning, proposing, and the like. I did ask him if I had ruined his plans to ask me to marry him and he just shrugged me off saying "Why do we need to get married when your happy with how things are now?" So, no. I don't think I did.