Putting a house on your wedding registry.

I would rather open my own account and save. What happens to the money if you don't even come close? And if you can't afford a down payment can you really afford a mortgage? Just things I'd worry about.

It admits to being tacky, in the quote you posted. I'm not sure what else I should say.

I would rather contribute to a house than a honeymoon, so I wouldn't shudder if I saw this on a wedding website/invitation.

Whoa even worse, write it on the invite?! Really EricaTx??? I agree though, it's better than a honeymoon fund!

Sounds Ghetto. Then again so is HUD housing.

Nobody get your panties in a wad. I lived in HUD housing and am well aware of aware the requirements and housing options and conditions.

Eh. I've seen registry information included with the invitations. It doesn't bother me. I didn't do it, but I don't see the big deal.

FHA loans are for anyone, though, AndiXLyn - there are requirements that are often more stringent than conventional, but they're just mortgages backed by the government with lower down payments, to make mortgages available to people that can't afford 20% down - hence the more stringent requirements sometimes. I have an FHA mortgage and don't live in any type of public/HUD housing. HUD is just the department's name and another thing they do is public housing.

This is still tacky, though.

I feel like if you're old enough to get married, you should be old enough to save for whatever you want...whether it's a down payment/honeymoon/whatever.

Stephanie we bought our house with an FHA loan. I'm aware how they work. This is a program from HUD. That's why I said it sounds ghetto.

Every cash gift we get is going straight to a down payment. We may be old enough to save for a house ourselves, but any bit helps to get into one sooner.

I wouldn't do this as a registry though....I dunno. For me, registries are FUN. Fun things to contribute to a couples home, honeymoon, etc. But it wouldn't bother me to see it on one, either.

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Just don't do a traditional registry/register for only a few things. People will give you money (most people give money for the wedding anyway) and you can use it towards a down payment.

PMI is property mortgage insurance. It's provided by the government until you have paid/earned 20% equity. The new law after last summer is that PMI is required for the life of the loan unless 20% is paid as down payment.

Yeah I would say pretty much NO to that and if I saw it on an invitation I received I would be offended as a guest.

Maybe it's common in some areas to put registry information on the invites. If I get one like that I'm going to vomit in my mouth, though. I have no idea what this HUD stuff is, but I think if you're saving for a downpayment it would be better just to verbally tell people that.

Honestly, I've seen registry info on an invitation more often than not. If not for WW, I wouldn't have even hesitated to put the info on our invitations. I opted for a small card with our website info on it, but I really don't think I've ever gotten an invitation that didn't have the registry on it. I think it's definitely regional, or maybe just more acceptable in small towns. I'm really not sure, but it definitely doesn't offend me. I'm not a fan of honeymoon registries though.

I have never seen registry info on an invite; that in itself is tacky.

This is a concept that is tacky in numerous ways, but probably anyone considering it won't think it is.

Justifying poor behavior with 'everyone does it' is poor logic, to say the least. As our parents said when we were teens, "If everyone jumped off a cliff, would you?"

Especially since the bridal couple have probably just spent a huge amount on their wedding, I would not be inclined to subsidize that by helping them purchase something else big they want.