Should i settle?

I have been planning this dream wedding for nearly 6 years. He finally asked the question in July 2020. I had everything planned out. It was going to be out of state but my family was already planning a vacation there that week, he has family there, and it was where we first met so I thought it was perfect. Well his mom said that his other side of the family wouldnt come if we had it there so apparently for me to ask him to do it would be unfair to him bc his great grandma wouldnt be able to come since shes very old and some of his family cant leave their states bc of felonies and probation or whatever. So I was like fine we can have a really small wedding a few hours from where I live with just our immediate families but I cant find anything that i both like and can afford . Everyone else is saying just go to the courthouse and worry about a wedding later. I feel like a ceremony just wont happen if we do that. And I know "the marriage is more important than the ceremony" but I still want it to feel special. Going to the courthouse with absolutely no hope of a ceremony would just feel like a chore. The truth is that I really cant afford a wedding. I'd have to pay for it solely by myself. I have a decent job but i make less than 30k a year. I make enough to live. He doesnt work so he cant contribute to it. We just had a baby. I need a new car. And we are trying to buy a house. So I really dont see how we could even have a small ceremony. So maybe i should accept that the courthouse is the only way to get married. It's just a really hard thing for me to accept.