Single to Married Taxes

Mine stayed the same honestly aha but what changed was my healthcare since I didn’t have to pay my own now that I went under my husbands whose employer pays 100% of

View Quoted Comment Nice! Thank you 😊

Oh, we ended up owing, which was awful, because I haven't owed in years. But DH has a 1099...

Unless we did it wrong.

I think it's highly particular to the couple and your income.

Like Melle, though, I got to go on DH's corporate healthcare (we both have multiple jobs), so while that costs *him* more, it saves us in the long run, because mine was through the exchange.

CPA here.

Depends what income bracket you both are in. If one person makes a lot and the other one makes nothing, then it'll help overall since it'll lower the income maker's tax bracket.

In addition, you get 24,000 standard deduction on your total income now instead of 12,000.

Honestly though if you guys both make around the same, unless you're applying for credits (or one person has a lot of money in the stock market and the other doesn't) then it'll be pretty similar to what you're both paying/receiving now.

This is not as simple as you think. It all depends on how much income you make combined and how much withholding you have taken out now. Say of you are both claiming 0/0 (single/zero) has the highest percent being withheld you will probably be fine. I would definitely look at the tax table for 2021 around December and make necessary adjustments for January.


Personally I would rather get a refund than owe, but some view it was a free loan to the IRS and would rather cut is close and get a little refund or owe a small amount.
There are calculators out there to help you out. As soon as we get married, how we handle our income is going to maximize all possibilities to save for retirement.
Quick Google search will ease your mind

We filed separate this year and everything stayed the same. However, next year we plan to file together. Our accountant said we will get more money back filing together.

I didn't change my filing status with my HR department. As long as I've been working I've always claimed 0 so that the most taxes get taken out of my check. My biggest fear is owing at tax time.

So, if you don't want your check to change, it doesn't have to. You can keep it as it is. At the end of the year when filing is when you will see a difference in your taxes.

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This is great info Corrin! Thanks for sharing!!

I believe your paycheck deductions will all stay the same unless you proactively update your deductions with HR or use your marriage as a life event to move on to your husband's medical insurance or vice-versa!

Your final tax bill when you file in April may be different if you're filing jointly for the first time, and the differences depend on your income like Corrin explained! There's definitely an old saying out there that getting married is "tax break" - but that really only referred to when there was 1 income shared between two people (which could drop you down into a lower tax bracket). Your combined incomes and assets could also potentially push you up a bracket, but personally the changes in our taxes were pretty negligible!