Wedding 11/27/20?

Let me start off by saying that at the beginning of May, I had a family member die of COVID. Needless to say, that has exponentially increased my anxiety surrounding the wedding, especially since there is talk about a second wave. I clearly do not want to have a wedding that puts my closest friends and family at risk.


My fiancé was furloughed, but is thankfully back to work so we had put a hold on wedding plans in March. Our venue is pretty much all inclusive so we’ve only put the initial deposit down to them and a photographer.
We are due to put our second deposit of $5,000 for the venue in 5 days. We reached out to the event planner to share our concerns and ask questions related to COVID and the wedding. Unfortunately, the event planner is currently furloughed which is not reassuring. While she even admitted it is too early to tell, she did say that we would re-examine in September, which seems forever away. I asked if we could post-pone the second deposit for as long as we can in order to get a better idea of what the future will hold. Not only did I get a strong no (not from the event planner), I also got a warning that dates in November are booking up quickly since other brides have had to reschedule.
I am not sure what to do from here. There is a big difference between the $2,500 we already put down and $7,500. I am not sure what would happen if we decided to reschedule now, but we’re essentially willing to lose that $2,500 if need be. If there is a second wave, we still plan on getting married in a courthouse if they are open, but then I would have to reschedule everything and so would everyone else that has already rescheduled for a November date. Keep in mind I’ve been putting everything off because of the uncertainty, so no save the dates, haven’t booked a DJ, haven’t even been able to go to a tasting/floral visit (through the venue) because it keeps getting post-poned.
At this point, I have NO CLUE what to do. Should I resume planning and deal with whatever is happening closer to the wedding date? Should I attempt to reschedule, even if there is a possibility that everything could be fine by then? Should I pay the second deposit anyway? Should I just cancel the whole thing and stick with a courthouse wedding?
I feel like time is closing in and a decision needs to be made even though there is still so much uncertainty surrounding everything. Any opinions/advice/similar stories would be greatly appreciated!