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Beth
Savvy September 2022

Wedding loan - no credit

Beth, on February 24, 2022 at 10:07 PM Posted in Planning 4 13

Has anyone gotten a wedding loan for less then $4,000 with no credit? I am just needing at max $2,500 and cant seem to find one with no credit. Any advice?

13 Comments

Latest activity by Arely, on January 16, 2023 at 4:57 AM
  • Sloane
    Super May 2022
    Sloane ·
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    That Hass to be frustrating have you tried going to your bank or credit union? I know credit unions give temporary loans that are very generous.
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  • L
    Super August 2023
    Lunajay ·
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    Wow I didn't even know that was an option. All I knew about was the pay as you go deals like through affirm or businesses that do some type of financing program.
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  • devotedlydavis
    Expert March 2022
    devotedlydavis ·
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    Definitely check at a bank or credit union. Those other places have high interest rates, which adds a ton more to the amount you have to pay back.
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  • Jessica
    Dedicated June 2022
    Jessica ·
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    Look at Upstart - worth a shot. They give you a rate and offer without a hard pull
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  • Beth
    Savvy September 2022
    Beth ·
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    I tried there they couldn't help me
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  • Sarah
    Master September 2019
    Sarah ·
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    With no credit, a bank or credit union may be able to help you with a secured loan, but it likely won’t be for as much money as you need. Most secured loans I did when I worked for a bank were no more than $1,000.
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  • Beth
    Savvy September 2022
    Beth ·
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    Okay thank you. I just need it for catering due to my taxes being short last year by 4k...ugh
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  • Kelly
    Super October 2023
    Kelly ·
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    Can you work out a payment plan with your vendor? They might be able to give you a low/no interest extended plan.

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  • Beth
    Savvy September 2022
    Beth ·
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    No they are going to have me pay the summer of so I am just stuck until then
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  • Kelly
    Super October 2023
    Kelly ·
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    Do you have someone who will cosign? Or there are credit cards with 0% apr for the first 12-18 months or so. Discover It might be a good choice.

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  • Beth
    Savvy September 2022
    Beth ·
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    I can possibly ask somebody but I was trying not to have to but again I will pay it all off as soon as I get my check so
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  • K
    Just Said Yes March 2025
    Kendra ·
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    I never came across with the loans with no credits. As an option, you can check some of the suggestions at this website . However, I'd better address some of the relatives, for example. The sum is not huge, and it's not beneficial for your future credit score.

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  • H
    Just Said Yes January 2026
    Howard ·
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    I know that some banks give short-term loans for small amounts. Do you think that's possible with a mortgage for buying a house?

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